Know your Risks
It Doesn't matter where you live...you could flood at any time!
The NFIP is administered by the Federal Emergency Management Agency (FEMA). FEMA produces the FIRMs, which are based on technical analyses, studies, and historical flooding information. The FIRMs contain a variety of information, including flood risk information, special flood hazard areas, Base (or 100-year) Flood Elevations, areas subject to inundation by the 1% (100-year) and 0.2% (500-year) floods along primary channels, and common physical features like streams, highways, roads, and railroads. FIRMs can usually be viewed at your local community map repository site - typically, your local planning or engineering office - or you can view FIRMs by contacting your homeowner’s insurance agent or mortgage company. For a nominal charge, FIRMs can be ordered from FEMA.
Flood Insurance Must Be Purchased Separately
Remember that flood insurance is not included in your standard homeowner's policy - you must purchase it separately - and the cost is relatively inexpensive (especially if your home is not located in the mapped 1% floodplain). Flood insurance is sold through private insurance companies and is financially backed by the federal government. Contact your insurance agent for more information about purchasing flood insurance. Having flood insurance will not keep you from flooding, but it will help you recover. So remember, everyone lives in a flood zone, but most people don't know their degree of flood risk. The district recommends that all residents purchase flood insurance.
Our Jurisdictional Authority
Hidalgo County Drainage District No. 1 does "not" have sole jurisdiction over flood-related matters in Hidalgo County. In fact, there are many other entities involved that have special interests in their areas of responsibility. For example, each city has a local floodplain administrator for the municipality's participation in the National Flood Insurance Program (NFIP), where each city has its own criteria for design of its drainage systems - primarily the design of storm sewers and street drainage, but also stormwater detention.
In the unincorporated areas of Hidalgo County, the Hidalgo County Drainage District No. 1, General Manager, Raul E. Sesin, P.E., C.F.M., is the Floodplain Administrator.
Where does the water go?
Rio Grande Valley Main Drainage System
(Printable Map - Click On Map)